Journal of ENT Surgery Research(JESR)

Undergraduate Student, Westminster International University in Tashkent (WIUT), Uzbekistan

Publications

• Research Article   
  Evaluating Risk Management Practices and Banking System Stability: A Comparative Study of Spain Pre and Post-COVID-19 (2017–2023)
  Author(s): Pakhlavon Orifjonov*
  
  This paper examines the role of banks in managing risk through diversification and information-based mechanisms, as well as the effectiveness of regulatory capital buffers in strengthening financial stability. It then evaluates the resilience of the Spanish banking sector across two periods: before the COVID-19 crisis (2017–2019) and after the initial recovery phase (2021–2023). Focusing on capital adequacy, liquidity positions, and profitability, the study relies on official publications of the Banco de España and the IMF to identify trends and structural changes in Spain’s banking environment. The findings indicate that regulatory reforms, strong capital positions, and liquidity support measures contributed significantly to the sector’s post-pandemic resilience... Read More»
  

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