Journal of Investment, Banking and Finance(JIBF)

Actuarial Science, Institute of Actuaries of India, India

Publications

• Research Article   
  An Empirical Analysis of Continuous Poisson Distribution and Deep Learning Models in the Context of Financial Performance in Europe
  Author(s): Prokarsha Kumar Ghosh*
  
  In modern worlds, the economic climate, individuals face increasing risks when taking out loans, due to rising inflation and fluctuating unemployment rates. In this era, financial risk management is the process of identifying, assessing, and mitigating risks to protect financial assets and ensure stability. Therefore, loan defaults have a ripple effect on the economy, reducing consumer spending and weakening financial stability. Unemployment Rate impacts the ability of individuals to repay loans, as higher unemployment leads to less income and higher default risks. Inflation Rate reduces purchasing power and increases the cost of borrowing, making it harder for individuals to meet loan obligations. Increase in loan defaults leads to tighter credit conditions, lower economic growth, and higher unemployment as businesses face financial strain. Statistical measures, such as default rates.. Read More»
  

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